What assistance is available to homeowners who have federally-backed mortgages?

If you are a homeowner, you most likely qualify for a forbearance as a result of the federal stimulus recently passed, which means you can delay your mortgage payment (for up to a year) if you’re having a financial hardship.  The most important point is that you need to call your bank; you cannot simply stop paying your mortgage.  If you have a federally-backed mortgage (like FHA), your bank is required to give you an option that does not raise your monthly payment once you resume payments.  

Many lenders are also offering similar types of assistance for auto loans and credit cards, but again, you must call your lender.

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1. What is COVID-19 (coronavirus)?
2. How does COVID-19 spread?
3. Who is at risk for the COVID-19 virus?
4. What can I do to protect myself and others against the virus?
5. Does Maryland have any confirmed cases of the virus?
6. Which phase of reopening is Prince George’s County in?
7. How is Prince George’s County handling the COVID-19 pandemic?
8. Where do I go if I want to get tested for COVID-19?
9. Is there a vaccine for COVID-19?
10. Where can I find more information?
11. Is the County doing anything to alleviate rent?
12. How does the CARES Act protect against evictions to HUD program recipients?
13. What assistance is available to homeowners who have federally-backed mortgages?
14. Will local food pantries be expanded?
15. If I get tested, what should I do while I wait for my results to return?
16. How is the County assisting small businesses?
17. Is the County assisting those providing local COVID-19 relief efforts?
18. How can persons apply for unemployment insurance?
19. What do I do if I am currently facing an eviction during the COVID-19 pandemic?