State Health Insurance Assistance Program (SHIP)
What is SHIP?
The State Health Insurance Assistance Program (SHIP) is a free, unbiased, and confidential counseling service that helps Medicare beneficiaries and their families navigate their healthcare options. SHIP is a federally funded program designed to provide one-on-one assistance, education, and advocacy to individuals who need help understanding Medicare, Medicaid, and other health insurance options.
Our Mission
The mission of SHIP is to empower and educate Medicare beneficiaries by providing accurate, unbiased, and up-to-date information so they can make informed healthcare decisions.
In Prince George’s County, SHIP is committed to:
- Helping residents understand their Medicare options
- Assisting with enrollment, plan comparisons, and appeals
- Connecting beneficiaries with financial assistance programs
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Providing local resources and support services
Who We Help
SHIP services are available to:
- Medicare beneficiaries (age 65+ and those under 65 with disabilities)
- Individuals nearing Medicare eligibility
- Caregivers and family members assisting a Medicare recipient
- Low-income individuals seeking financial help with healthcare costs
How We Help
- Medicare Enrollment Assistance
- Plan Comparisons & Coverage Options
- Prescription Drug Coverage (Part D) Help
- Financial Assistance Programs
- Medicare Billing & Appeals Support
- Workshops & Community Events
What We Do
SHIP provides free, one-on-one counseling and education on:
- Medicare Basics – Understanding Parts A, B, C, and D
- Medicare Advantage (Part C) & Medigap Plans – Comparing private insurance options
- Prescription Drug Coverage (Part D) – Finding the right plan for your medications
- Medicare Costs & Financial Assistance – Accessing programs like Medicare Savings Programs (MSPs), Medicaid, and Extra Help
- Enrollment Assistance – Helping beneficiaries sign up for Medicare and avoid late penalties
- Claims & Appeals Support – Assisting with denied claims and understanding rights
- Preventative & Wellness Benefits – Helping beneficiaries maximize their Medicare coverage