Accident Insurance
Vendor: Unum
Key Features:
- This plan can be used in addition to your County provided Basic, Supplemental, and/or Extra Life Insurance.
- You pay 100% of the premium cost.
- Deductions are taken biweekly on an after- tax basis. Payments you receive from the program are not taxed.
Group Accident
Unum provides Group Accident Insurance plans as a voluntary benefit to County employees. Accident Insurance can pay a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on and off the job. Group Accident Insurance includes a range of incidents, from common injuries to more serious events. Family coverage options are available for your spouse and children (under age 26).
You pay the full cost of coverage. Premiums are deducted from your paycheck on an after-tax basis. Each plan includes a $50 Wellness Benefit.
Whole Accident
Unum is the Prince George’s County Whole Life Insurance administrator providing life insurance for your spouse, children and yourself. Unum’s Whole Life Insurance is designed to pay a benefit to your beneficiaries, but it can also gain cash value you can use while you are living . This benefit offers an affordable, guaranteed level premium that will not increase due to age.
Unum provides the following coverage options:
- Whole Life Insurance
- Individual spouse coverage
- Individual child coverage
- Child Term Life benefit